“Waiting Periods” means the periods, starting on the Commencement of Insurance, and any increase to the Sum Assured or benefit amount, during which the occurrence of a claim does not result in a benefit under this Addendum becoming payable. For the purpose of this definition “occurrence of a claim” means the earlier of any of the following events:
The Waiting Periods for this Benefit shall be:
OMART will not be obliged to make payment in respect of any illness or bodily injury arising directly or indirectly from or traceable to:
Pre-existing Conditions,Defects, Illnesses, Injuries and Disabilities
NB: Kindly refer to your policy document for the detailed waiting periods,exclusions, terms and conditions relating to the Bond Protection Endurance Policy.