Your property will be the most cherished investment you will make and your bond carries significant financial responsibility. Damage or destruction to your property as a result of fire, flood, lightning or other unforeseen events could create a significant financial burden to you and your family. The bank will still require you to repay your bond and your precious investment being your home would have been destroyed, therefore the bank requires you to take out Home owners cover as a mandatory condition of the loan. Even if you have paid off your property, could you afford the replacement building costs should something happen?
Shackleton Life deals specifically with Home Owners cover, the benefits of our PRICELESS HOMEOWNERS policy have been tailor-made, providing you with the protection you need for your property.
In addition to the structure, the Home Owners Comprehensive Insurance policy covers burst geysers and resultant damage should this happen, as well as permanent fixtures and fittings such as baths, toilets and fitted kitchens, bedroom cupboards and interior decorations. The test is – can the fixture reasonably be removed and taken to a new home? If no, then it is covered by Home Owners Comprehensive Insurance. Cover is extended to include structures such as garages, greenhouses and garden sheds, boundary walls, fences, gates, driveways and swimming pools. The policy also provides you with alternative accommodation if your home is uninhabitable due to an unforeseeable insured event occurring.
Application is easy. Call us on 087 232 7014
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Home Owners Comprehensive Insurance is a compulsory insurance when taking out a home loan that covers you should your property incur damage to the actual structure of the building or the fittings or features within.
For more information, please contact us.